Call report 2005Q1
STURGIS BANK & TRUST COMPANY — 2005Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,886,000 | USD | evidence → |
| Total loans | 234,978,000 | USD | evidence → |
| Allowance for loan losses | 2,326,000 | USD | evidence → |
| Securities available for sale | 15,422,000 | USD | evidence → |
| Securities held to maturity | 8,962,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,966,000 | USD | evidence → |
| Interest-bearing deposits | 203,130,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,836,000 | USD | evidence → |
| Equity capital | 27,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,016,000 | USD | evidence → |
| Interest expense | 1,658,000 | USD | evidence → |
| Net interest income | 2,358,000 | USD | evidence → |
| Noninterest income | 953,000 | USD | evidence → |
| Noninterest expense | 2,352,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 959,000 | USD | evidence → |
| Income tax | 284,000 | USD | evidence → |
| Net income | 675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,205,000 | USD | evidence → |
| Total capital | 24,531,000 | USD | evidence → |
| Risk-weighted assets | 231,288,000 | USD | evidence → |