Call report 2004Q4
STURGIS BANK & TRUST COMPANY — 2004Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,125,000 | USD | evidence → |
| Total loans | 239,112,000 | USD | evidence → |
| Allowance for loan losses | 2,616,000 | USD | evidence → |
| Securities available for sale | 16,664,000 | USD | evidence → |
| Securities held to maturity | 9,171,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,143,000 | USD | evidence → |
| Interest-bearing deposits | 195,539,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,604,000 | USD | evidence → |
| Equity capital | 26,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,053,000 | USD | evidence → |
| Interest expense | 6,337,000 | USD | evidence → |
| Net interest income | 8,716,000 | USD | evidence → |
| Noninterest income | 4,126,000 | USD | evidence → |
| Noninterest expense | 9,036,000 | USD | evidence → |
| Provision for loan losses | 812,000 | USD | evidence → |
| Pretax income | 2,994,000 | USD | evidence → |
| Income tax | 983,000 | USD | evidence → |
| Net income | 2,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,524,000 | USD | evidence → |
| Total capital | 24,140,000 | USD | evidence → |
| Risk-weighted assets | 232,770,000 | USD | evidence → |