Call report 2004Q3
STURGIS BANK & TRUST COMPANY — 2004Q3
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,599,000 | USD | evidence → |
| Total loans | 231,287,000 | USD | evidence → |
| Allowance for loan losses | 2,561,000 | USD | evidence → |
| Securities available for sale | 17,794,000 | USD | evidence → |
| Securities held to maturity | 9,177,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,222,000 | USD | evidence → |
| Interest-bearing deposits | 196,411,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,811,000 | USD | evidence → |
| Equity capital | 27,554,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,113,000 | USD | evidence → |
| Interest expense | 4,688,000 | USD | evidence → |
| Net interest income | 6,425,000 | USD | evidence → |
| Noninterest income | 3,171,000 | USD | evidence → |
| Noninterest expense | 6,827,000 | USD | evidence → |
| Provision for loan losses | 571,000 | USD | evidence → |
| Pretax income | 2,198,000 | USD | evidence → |
| Income tax | 641,000 | USD | evidence → |
| Net income | 1,557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,059,000 | USD | evidence → |
| Total capital | 24,620,000 | USD | evidence → |
| Risk-weighted assets | 227,666,000 | USD | evidence → |