Call report 2004Q2
STURGIS BANK & TRUST COMPANY — 2004Q2
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,405,000 | USD | evidence → |
| Total loans | 233,175,000 | USD | evidence → |
| Allowance for loan losses | 2,484,000 | USD | evidence → |
| Securities available for sale | 18,516,000 | USD | evidence → |
| Securities held to maturity | 9,699,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,201,000 | USD | evidence → |
| Interest-bearing deposits | 185,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,614,000 | USD | evidence → |
| Equity capital | 26,758,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,271,000 | USD | evidence → |
| Interest expense | 3,043,000 | USD | evidence → |
| Net interest income | 4,228,000 | USD | evidence → |
| Noninterest income | 2,097,000 | USD | evidence → |
| Noninterest expense | 4,615,000 | USD | evidence → |
| Provision for loan losses | 449,000 | USD | evidence → |
| Pretax income | 1,261,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,408,000 | USD | evidence → |
| Total capital | 23,892,000 | USD | evidence → |
| Risk-weighted assets | 227,211,000 | USD | evidence → |