Call report 2004Q1
STURGIS BANK & TRUST COMPANY — 2004Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 293,432,000 | USD | evidence → |
| Total loans | 227,035,000 | USD | evidence → |
| Allowance for loan losses | 2,385,000 | USD | evidence → |
| Securities available for sale | 3,966,000 | USD | evidence → |
| Securities held to maturity | 10,773,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,869,000 | USD | evidence → |
| Interest-bearing deposits | 197,034,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,835,000 | USD | evidence → |
| Equity capital | 27,890,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,622,000 | USD | evidence → |
| Interest expense | 1,543,000 | USD | evidence → |
| Net interest income | 2,079,000 | USD | evidence → |
| Noninterest income | 1,116,000 | USD | evidence → |
| Noninterest expense | 2,293,000 | USD | evidence → |
| Provision for loan losses | 249,000 | USD | evidence → |
| Pretax income | 653,000 | USD | evidence → |
| Income tax | 185,000 | USD | evidence → |
| Net income | 468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,460,000 | USD | evidence → |
| Total capital | 24,845,000 | USD | evidence → |
| Risk-weighted assets | 218,707,000 | USD | evidence → |