Call report 2003Q4
STURGIS BANK & TRUST COMPANY — 2003Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 286,564,000 | USD | evidence → |
| Total loans | 219,143,000 | USD | evidence → |
| Allowance for loan losses | 2,294,000 | USD | evidence → |
| Securities available for sale | 4,028,000 | USD | evidence → |
| Securities held to maturity | 10,939,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,115,000 | USD | evidence → |
| Interest-bearing deposits | 187,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,478,000 | USD | evidence → |
| Equity capital | 28,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,325,000 | USD | evidence → |
| Interest expense | 7,017,000 | USD | evidence → |
| Net interest income | 8,308,000 | USD | evidence → |
| Noninterest income | 5,541,000 | USD | evidence → |
| Noninterest expense | 9,235,000 | USD | evidence → |
| Provision for loan losses | 820,000 | USD | evidence → |
| Pretax income | 3,757,000 | USD | evidence → |
| Income tax | 1,037,000 | USD | evidence → |
| Net income | 2,720,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,228,000 | USD | evidence → |
| Total capital | 25,522,000 | USD | evidence → |
| Risk-weighted assets | 208,037,000 | USD | evidence → |