Call report 2003Q3
STURGIS BANK & TRUST COMPANY — 2003Q3
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 288,164,000 | USD | evidence → |
| Total loans | 217,286,000 | USD | evidence → |
| Allowance for loan losses | 2,713,000 | USD | evidence → |
| Securities available for sale | 9,155,000 | USD | evidence → |
| Securities held to maturity | 11,332,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,442,000 | USD | evidence → |
| Interest-bearing deposits | 184,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,760,000 | USD | evidence → |
| Equity capital | 28,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,779,000 | USD | evidence → |
| Interest expense | 5,387,000 | USD | evidence → |
| Net interest income | 6,392,000 | USD | evidence → |
| Noninterest income | 4,737,000 | USD | evidence → |
| Noninterest expense | 7,030,000 | USD | evidence → |
| Provision for loan losses | 1,083,000 | USD | evidence → |
| Pretax income | 3,016,000 | USD | evidence → |
| Income tax | 887,000 | USD | evidence → |
| Net income | 2,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,666,000 | USD | evidence → |
| Total capital | 25,224,000 | USD | evidence → |
| Risk-weighted assets | 204,451,000 | USD | evidence → |