Call report 2015Q4
WEST ALABAMA BANK & TRUST — 2015Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,519,000 | USD | evidence → |
| Total loans | 302,460,000 | USD | evidence → |
| Allowance for loan losses | 4,079,000 | USD | evidence → |
| Securities available for sale | 208,751,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 456,211,000 | USD | evidence → |
| Interest-bearing deposits | 433,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,134,000 | USD | evidence → |
| Equity capital | 73,530,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,610,000 | USD | evidence → |
| Interest expense | 3,962,000 | USD | evidence → |
| Net interest income | 17,648,000 | USD | evidence → |
| Noninterest income | 6,024,000 | USD | evidence → |
| Noninterest expense | 14,556,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 8,858,000 | USD | evidence → |
| Income tax | 2,547,000 | USD | evidence → |
| Net income | 6,311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,907,000 | USD | evidence → |
| Total capital | 70,986,000 | USD | evidence → |
| Risk-weighted assets | 358,808,000 | USD | evidence → |