Call report 2016Q1
WEST ALABAMA BANK & TRUST — 2016Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 576,925,000 | USD | evidence → |
| Total loans | 311,845,000 | USD | evidence → |
| Allowance for loan losses | 4,045,000 | USD | evidence → |
| Securities available for sale | 204,833,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,143,000 | USD | evidence → |
| Interest-bearing deposits | 446,320,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,823,000 | USD | evidence → |
| Equity capital | 76,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,454,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 4,474,000 | USD | evidence → |
| Noninterest income | 1,430,000 | USD | evidence → |
| Noninterest expense | 3,386,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,727,000 | USD | evidence → |
| Income tax | 888,000 | USD | evidence → |
| Net income | 1,839,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,703,000 | USD | evidence → |
| Total capital | 72,748,000 | USD | evidence → |
| Risk-weighted assets | 368,234,000 | USD | evidence → |