Call report 2015Q3
WEST ALABAMA BANK & TRUST — 2015Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,304,000 | USD | evidence → |
| Total loans | 295,397,000 | USD | evidence → |
| Allowance for loan losses | 4,111,000 | USD | evidence → |
| Securities available for sale | 210,885,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,740,000 | USD | evidence → |
| Interest-bearing deposits | 429,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,456,000 | USD | evidence → |
| Equity capital | 73,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,185,000 | USD | evidence → |
| Interest expense | 2,977,000 | USD | evidence → |
| Net interest income | 13,208,000 | USD | evidence → |
| Noninterest income | 4,112,000 | USD | evidence → |
| Noninterest expense | 10,452,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 6,591,000 | USD | evidence → |
| Income tax | 1,785,000 | USD | evidence → |
| Net income | 4,806,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,767,000 | USD | evidence → |
| Total capital | 70,878,000 | USD | evidence → |
| Risk-weighted assets | 352,711,000 | USD | evidence → |