Call report 2015Q2
WEST ALABAMA BANK & TRUST — 2015Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 563,671,000 | USD | evidence → |
| Total loans | 296,800,000 | USD | evidence → |
| Allowance for loan losses | 4,220,000 | USD | evidence → |
| Securities available for sale | 214,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,903,000 | USD | evidence → |
| Interest-bearing deposits | 432,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,792,000 | USD | evidence → |
| Equity capital | 69,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,800,000 | USD | evidence → |
| Interest expense | 1,989,000 | USD | evidence → |
| Net interest income | 8,811,000 | USD | evidence → |
| Noninterest income | 2,718,000 | USD | evidence → |
| Noninterest expense | 6,888,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,421,000 | USD | evidence → |
| Income tax | 1,203,000 | USD | evidence → |
| Net income | 3,218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,170,000 | USD | evidence → |
| Total capital | 69,390,000 | USD | evidence → |
| Risk-weighted assets | 357,625,000 | USD | evidence → |