Call report 2015Q1
WEST ALABAMA BANK & TRUST — 2015Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 575,210,000 | USD | evidence → |
| Total loans | 298,036,000 | USD | evidence → |
| Allowance for loan losses | 4,130,000 | USD | evidence → |
| Securities available for sale | 203,928,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,792,000 | USD | evidence → |
| Interest-bearing deposits | 448,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,527,000 | USD | evidence → |
| Equity capital | 71,612,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,342,000 | USD | evidence → |
| Interest expense | 1,007,000 | USD | evidence → |
| Net interest income | 4,335,000 | USD | evidence → |
| Noninterest income | 1,240,000 | USD | evidence → |
| Noninterest expense | 3,457,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,173,000 | USD | evidence → |
| Income tax | 604,000 | USD | evidence → |
| Net income | 1,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,011,000 | USD | evidence → |
| Total capital | 69,141,000 | USD | evidence → |
| Risk-weighted assets | 357,692,000 | USD | evidence → |