Call report 2014Q4
WEST ALABAMA BANK & TRUST — 2014Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,026,000 | USD | evidence → |
| Total loans | 297,799,000 | USD | evidence → |
| Allowance for loan losses | 4,192,000 | USD | evidence → |
| Securities available for sale | 207,516,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 455,802,000 | USD | evidence → |
| Interest-bearing deposits | 434,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,719,000 | USD | evidence → |
| Equity capital | 68,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,448,000 | USD | evidence → |
| Interest expense | 4,265,000 | USD | evidence → |
| Net interest income | 17,183,000 | USD | evidence → |
| Noninterest income | 5,148,000 | USD | evidence → |
| Noninterest expense | 13,553,000 | USD | evidence → |
| Provision for loan losses | 335,000 | USD | evidence → |
| Pretax income | 8,659,000 | USD | evidence → |
| Income tax | 2,515,000 | USD | evidence → |
| Net income | 6,144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,222,000 | USD | evidence → |
| Total capital | 67,414,000 | USD | evidence → |
| Risk-weighted assets | 357,113,000 | USD | evidence → |