Call report 2012Q4
WEST ALABAMA BANK & TRUST — 2012Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 578,292,000 | USD | evidence → |
| Total loans | 294,451,000 | USD | evidence → |
| Allowance for loan losses | 4,754,000 | USD | evidence → |
| Securities available for sale | 220,239,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 472,518,000 | USD | evidence → |
| Interest-bearing deposits | 453,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,103,000 | USD | evidence → |
| Equity capital | 65,952,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,221,000 | USD | evidence → |
| Interest expense | 6,852,000 | USD | evidence → |
| Net interest income | 16,369,000 | USD | evidence → |
| Noninterest income | 2,929,000 | USD | evidence → |
| Noninterest expense | 14,099,000 | USD | evidence → |
| Provision for loan losses | 2,110,000 | USD | evidence → |
| Pretax income | 5,149,000 | USD | evidence → |
| Income tax | 1,345,000 | USD | evidence → |
| Net income | 3,804,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,523,000 | USD | evidence → |
| Total capital | 60,946,000 | USD | evidence → |
| Risk-weighted assets | 353,766,000 | USD | evidence → |