Call report 2013Q1
WEST ALABAMA BANK & TRUST — 2013Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 571,426,000 | USD | evidence → |
| Total loans | 295,582,000 | USD | evidence → |
| Allowance for loan losses | 4,739,000 | USD | evidence → |
| Securities available for sale | 213,495,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 466,038,000 | USD | evidence → |
| Interest-bearing deposits | 441,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,246,000 | USD | evidence → |
| Equity capital | 66,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,693,000 | USD | evidence → |
| Interest expense | 1,287,000 | USD | evidence → |
| Net interest income | 4,406,000 | USD | evidence → |
| Noninterest income | 1,108,000 | USD | evidence → |
| Noninterest expense | 3,465,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 1,730,000 | USD | evidence → |
| Income tax | 446,000 | USD | evidence → |
| Net income | 1,284,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,832,000 | USD | evidence → |
| Total capital | 62,297,000 | USD | evidence → |
| Risk-weighted assets | 356,905,000 | USD | evidence → |