Call report 2012Q3
WEST ALABAMA BANK & TRUST — 2012Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,694,000 | USD | evidence → |
| Total loans | 298,331,000 | USD | evidence → |
| Allowance for loan losses | 4,680,000 | USD | evidence → |
| Securities available for sale | 190,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 442,546,000 | USD | evidence → |
| Interest-bearing deposits | 423,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,295,000 | USD | evidence → |
| Equity capital | 66,588,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,525,000 | USD | evidence → |
| Interest expense | 5,462,000 | USD | evidence → |
| Net interest income | 12,063,000 | USD | evidence → |
| Noninterest income | 1,944,000 | USD | evidence → |
| Noninterest expense | 10,493,000 | USD | evidence → |
| Provision for loan losses | 1,695,000 | USD | evidence → |
| Pretax income | 3,682,000 | USD | evidence → |
| Income tax | 973,000 | USD | evidence → |
| Net income | 2,709,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,713,000 | USD | evidence → |
| Total capital | 61,087,000 | USD | evidence → |
| Risk-weighted assets | 349,592,000 | USD | evidence → |