Call report 2012Q2
WEST ALABAMA BANK & TRUST — 2012Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 586,007,000 | USD | evidence → |
| Total loans | 300,141,000 | USD | evidence → |
| Allowance for loan losses | 4,847,000 | USD | evidence → |
| Securities available for sale | 219,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 456,067,000 | USD | evidence → |
| Interest-bearing deposits | 433,659,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,408,000 | USD | evidence → |
| Equity capital | 64,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,783,000 | USD | evidence → |
| Interest expense | 3,774,000 | USD | evidence → |
| Net interest income | 8,009,000 | USD | evidence → |
| Noninterest income | 824,000 | USD | evidence → |
| Noninterest expense | 6,710,000 | USD | evidence → |
| Provision for loan losses | 1,080,000 | USD | evidence → |
| Pretax income | 2,260,000 | USD | evidence → |
| Income tax | 547,000 | USD | evidence → |
| Net income | 1,713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,688,000 | USD | evidence → |
| Total capital | 60,230,000 | USD | evidence → |
| Risk-weighted assets | 363,056,000 | USD | evidence → |