Call report 2008Q3
WEST ALABAMA BANK & TRUST — 2008Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,366,000 | USD | evidence → |
| Total loans | 341,770,000 | USD | evidence → |
| Allowance for loan losses | 2,813,000 | USD | evidence → |
| Securities available for sale | 141,251,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,200,000 | USD | evidence → |
| Interest-bearing deposits | 374,766,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,434,000 | USD | evidence → |
| Equity capital | 61,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,225,000 | USD | evidence → |
| Interest expense | 10,261,000 | USD | evidence → |
| Net interest income | 12,964,000 | USD | evidence → |
| Noninterest income | 3,267,000 | USD | evidence → |
| Noninterest expense | 9,879,000 | USD | evidence → |
| Provision for loan losses | 495,000 | USD | evidence → |
| Pretax income | 5,956,000 | USD | evidence → |
| Income tax | 1,793,000 | USD | evidence → |
| Net income | 4,163,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,710,000 | USD | evidence → |
| Total capital | 55,523,000 | USD | evidence → |
| Risk-weighted assets | 400,067,000 | USD | evidence → |