Call report 2008Q2
WEST ALABAMA BANK & TRUST — 2008Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 513,417,000 | USD | evidence → |
| Total loans | 306,107,000 | USD | evidence → |
| Allowance for loan losses | 2,406,000 | USD | evidence → |
| Securities available for sale | 146,034,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 373,852,000 | USD | evidence → |
| Interest-bearing deposits | 356,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,000,000 | USD | evidence → |
| Equity capital | 57,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,477,000 | USD | evidence → |
| Interest expense | 6,893,000 | USD | evidence → |
| Net interest income | 8,584,000 | USD | evidence → |
| Noninterest income | 2,077,000 | USD | evidence → |
| Noninterest expense | 6,482,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 3,935,000 | USD | evidence → |
| Income tax | 1,147,000 | USD | evidence → |
| Net income | 2,788,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,884,000 | USD | evidence → |
| Total capital | 54,290,000 | USD | evidence → |
| Risk-weighted assets | 361,092,000 | USD | evidence → |