Call report 2008Q4
WEST ALABAMA BANK & TRUST — 2008Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,250,000 | USD | evidence → |
| Total loans | 350,670,000 | USD | evidence → |
| Allowance for loan losses | 2,680,000 | USD | evidence → |
| Securities available for sale | 142,482,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,632,000 | USD | evidence → |
| Interest-bearing deposits | 380,807,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,825,000 | USD | evidence → |
| Equity capital | 61,890,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,936,000 | USD | evidence → |
| Interest expense | 13,715,000 | USD | evidence → |
| Net interest income | 17,221,000 | USD | evidence → |
| Noninterest income | 4,362,000 | USD | evidence → |
| Noninterest expense | 14,397,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 6,822,000 | USD | evidence → |
| Income tax | 1,410,000 | USD | evidence → |
| Net income | 5,412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,102,000 | USD | evidence → |
| Total capital | 55,782,000 | USD | evidence → |
| Risk-weighted assets | 408,783,000 | USD | evidence → |