Call report 2008Q1
WEST ALABAMA BANK & TRUST — 2008Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 516,504,000 | USD | evidence → |
| Total loans | 296,251,000 | USD | evidence → |
| Allowance for loan losses | 2,545,000 | USD | evidence → |
| Securities available for sale | 171,034,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 375,896,000 | USD | evidence → |
| Interest-bearing deposits | 359,100,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,796,000 | USD | evidence → |
| Equity capital | 59,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,721,000 | USD | evidence → |
| Interest expense | 3,553,000 | USD | evidence → |
| Net interest income | 4,168,000 | USD | evidence → |
| Noninterest income | 1,081,000 | USD | evidence → |
| Noninterest expense | 3,200,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 1,881,000 | USD | evidence → |
| Income tax | 571,000 | USD | evidence → |
| Net income | 1,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,438,000 | USD | evidence → |
| Total capital | 53,983,000 | USD | evidence → |
| Risk-weighted assets | 348,072,000 | USD | evidence → |