Call report 2007Q4
WEST ALABAMA BANK & TRUST — 2007Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,419,000 | USD | evidence → |
| Total loans | 292,422,000 | USD | evidence → |
| Allowance for loan losses | 2,489,000 | USD | evidence → |
| Securities available for sale | 135,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,417,000 | USD | evidence → |
| Interest-bearing deposits | 344,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,268,000 | USD | evidence → |
| Equity capital | 57,906,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,383,000 | USD | evidence → |
| Interest expense | 14,901,000 | USD | evidence → |
| Net interest income | 16,482,000 | USD | evidence → |
| Noninterest income | 4,595,000 | USD | evidence → |
| Noninterest expense | 12,569,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 7,969,000 | USD | evidence → |
| Income tax | 2,062,000 | USD | evidence → |
| Net income | 5,907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,095,000 | USD | evidence → |
| Total capital | 52,584,000 | USD | evidence → |
| Risk-weighted assets | 337,788,000 | USD | evidence → |