Call report 2007Q3
WEST ALABAMA BANK & TRUST — 2007Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,329,000 | USD | evidence → |
| Total loans | 283,092,000 | USD | evidence → |
| Allowance for loan losses | 2,689,000 | USD | evidence → |
| Securities available for sale | 139,592,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 160,000 | USD | evidence → |
| Total deposits | 367,237,000 | USD | evidence → |
| Interest-bearing deposits | 349,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,635,000 | USD | evidence → |
| Equity capital | 56,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,382,000 | USD | evidence → |
| Interest expense | 11,147,000 | USD | evidence → |
| Net interest income | 12,235,000 | USD | evidence → |
| Noninterest income | 3,201,000 | USD | evidence → |
| Noninterest expense | 8,992,000 | USD | evidence → |
| Provision for loan losses | 495,000 | USD | evidence → |
| Pretax income | 5,962,000 | USD | evidence → |
| Income tax | 1,715,000 | USD | evidence → |
| Net income | 4,247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,586,000 | USD | evidence → |
| Total capital | 52,275,000 | USD | evidence → |
| Risk-weighted assets | 329,882,000 | USD | evidence → |