Call report 2007Q2
WEST ALABAMA BANK & TRUST — 2007Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 475,158,000 | USD | evidence → |
| Total loans | 273,261,000 | USD | evidence → |
| Allowance for loan losses | 2,715,000 | USD | evidence → |
| Securities available for sale | 150,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 85,000 | USD | evidence → |
| Total deposits | 366,620,000 | USD | evidence → |
| Interest-bearing deposits | 317,456,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,164,000 | USD | evidence → |
| Equity capital | 53,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,416,000 | USD | evidence → |
| Interest expense | 7,302,000 | USD | evidence → |
| Net interest income | 8,114,000 | USD | evidence → |
| Noninterest income | 2,127,000 | USD | evidence → |
| Noninterest expense | 5,865,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 4,058,000 | USD | evidence → |
| Income tax | 1,128,000 | USD | evidence → |
| Net income | 2,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,208,000 | USD | evidence → |
| Total capital | 50,923,000 | USD | evidence → |
| Risk-weighted assets | 321,237,000 | USD | evidence → |