Call report 2007Q1
WEST ALABAMA BANK & TRUST — 2007Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,105,000 | USD | evidence → |
| Total loans | 270,363,000 | USD | evidence → |
| Allowance for loan losses | 2,689,000 | USD | evidence → |
| Securities available for sale | 155,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 94,000 | USD | evidence → |
| Total deposits | 367,081,000 | USD | evidence → |
| Interest-bearing deposits | 283,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,357,000 | USD | evidence → |
| Equity capital | 55,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,623,000 | USD | evidence → |
| Interest expense | 3,586,000 | USD | evidence → |
| Net interest income | 4,037,000 | USD | evidence → |
| Noninterest income | 1,006,000 | USD | evidence → |
| Noninterest expense | 2,874,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,004,000 | USD | evidence → |
| Income tax | 548,000 | USD | evidence → |
| Net income | 1,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,008,000 | USD | evidence → |
| Total capital | 50,697,000 | USD | evidence → |
| Risk-weighted assets | 314,692,000 | USD | evidence → |