Call report 2006Q4
WEST ALABAMA BANK & TRUST — 2006Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,884,000 | USD | evidence → |
| Total loans | 271,530,000 | USD | evidence → |
| Allowance for loan losses | 2,617,000 | USD | evidence → |
| Securities available for sale | 151,400,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 90,000 | USD | evidence → |
| Total deposits | 358,810,000 | USD | evidence → |
| Interest-bearing deposits | 308,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,124,000 | USD | evidence → |
| Equity capital | 54,207,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,991,000 | USD | evidence → |
| Interest expense | 12,863,000 | USD | evidence → |
| Net interest income | 16,128,000 | USD | evidence → |
| Noninterest income | 4,259,000 | USD | evidence → |
| Noninterest expense | 12,531,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 7,251,000 | USD | evidence → |
| Income tax | 1,549,000 | USD | evidence → |
| Net income | 5,702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,489,000 | USD | evidence → |
| Total capital | 49,106,000 | USD | evidence → |
| Risk-weighted assets | 314,246,000 | USD | evidence → |