Call report 2005Q3
WEST ALABAMA BANK & TRUST — 2005Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,765,000 | USD | evidence → |
| Total loans | 209,148,000 | USD | evidence → |
| Allowance for loan losses | 2,089,000 | USD | evidence → |
| Securities available for sale | 113,173,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,838,000 | USD | evidence → |
| Interest-bearing deposits | 239,921,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,917,000 | USD | evidence → |
| Equity capital | 33,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,786,000 | USD | evidence → |
| Interest expense | 6,098,000 | USD | evidence → |
| Net interest income | 8,688,000 | USD | evidence → |
| Noninterest income | 2,734,000 | USD | evidence → |
| Noninterest expense | 6,591,000 | USD | evidence → |
| Provision for loan losses | 790,000 | USD | evidence → |
| Pretax income | 4,072,000 | USD | evidence → |
| Income tax | 888,000 | USD | evidence → |
| Net income | 3,184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,839,000 | USD | evidence → |
| Total capital | 34,928,000 | USD | evidence → |
| Risk-weighted assets | 240,489,000 | USD | evidence → |