Call report 2005Q2
WEST ALABAMA BANK & TRUST — 2005Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 356,386,000 | USD | evidence → |
| Total loans | 210,203,000 | USD | evidence → |
| Allowance for loan losses | 2,071,000 | USD | evidence → |
| Securities available for sale | 112,578,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,771,000 | USD | evidence → |
| Interest-bearing deposits | 237,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,756,000 | USD | evidence → |
| Equity capital | 32,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,703,000 | USD | evidence → |
| Interest expense | 3,955,000 | USD | evidence → |
| Net interest income | 5,748,000 | USD | evidence → |
| Noninterest income | 1,615,000 | USD | evidence → |
| Noninterest expense | 4,105,000 | USD | evidence → |
| Provision for loan losses | 625,000 | USD | evidence → |
| Pretax income | 2,652,000 | USD | evidence → |
| Income tax | 558,000 | USD | evidence → |
| Net income | 2,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,749,000 | USD | evidence → |
| Total capital | 33,820,000 | USD | evidence → |
| Risk-weighted assets | 238,764,000 | USD | evidence → |