Call report 2005Q4
WEST ALABAMA BANK & TRUST — 2005Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,567,000 | USD | evidence → |
| Total loans | 210,563,000 | USD | evidence → |
| Allowance for loan losses | 1,854,000 | USD | evidence → |
| Securities available for sale | 121,625,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,262,000 | USD | evidence → |
| Interest-bearing deposits | 246,028,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,234,000 | USD | evidence → |
| Equity capital | 33,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,215,000 | USD | evidence → |
| Interest expense | 8,355,000 | USD | evidence → |
| Net interest income | 11,860,000 | USD | evidence → |
| Noninterest income | 3,784,000 | USD | evidence → |
| Noninterest expense | 9,248,000 | USD | evidence → |
| Provision for loan losses | 955,000 | USD | evidence → |
| Pretax income | 5,492,000 | USD | evidence → |
| Income tax | 975,000 | USD | evidence → |
| Net income | 4,517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,256,000 | USD | evidence → |
| Total capital | 35,110,000 | USD | evidence → |
| Risk-weighted assets | 243,194,000 | USD | evidence → |