Call report 2005Q1
WEST ALABAMA BANK & TRUST — 2005Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,007,000 | USD | evidence → |
| Total loans | 206,579,000 | USD | evidence → |
| Allowance for loan losses | 2,018,000 | USD | evidence → |
| Securities available for sale | 112,405,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,154,000 | USD | evidence → |
| Interest-bearing deposits | 233,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,916,000 | USD | evidence → |
| Equity capital | 31,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,771,000 | USD | evidence → |
| Interest expense | 1,923,000 | USD | evidence → |
| Net interest income | 2,848,000 | USD | evidence → |
| Noninterest income | 780,000 | USD | evidence → |
| Noninterest expense | 2,134,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 1,350,000 | USD | evidence → |
| Income tax | 331,000 | USD | evidence → |
| Net income | 1,019,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,185,000 | USD | evidence → |
| Total capital | 33,203,000 | USD | evidence → |
| Risk-weighted assets | 233,388,000 | USD | evidence → |