Call report 2004Q2
WEST ALABAMA BANK & TRUST — 2004Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 342,847,000 | USD | evidence → |
| Total loans | 198,100,000 | USD | evidence → |
| Allowance for loan losses | 2,384,000 | USD | evidence → |
| Securities available for sale | 109,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,141,000 | USD | evidence → |
| Interest-bearing deposits | 227,652,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,489,000 | USD | evidence → |
| Equity capital | 28,998,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,004,000 | USD | evidence → |
| Interest expense | 3,427,000 | USD | evidence → |
| Net interest income | 5,577,000 | USD | evidence → |
| Noninterest income | 1,581,000 | USD | evidence → |
| Noninterest expense | 4,578,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,267,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 2,024,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,689,000 | USD | evidence → |
| Total capital | 31,073,000 | USD | evidence → |
| Risk-weighted assets | 226,621,000 | USD | evidence → |