Call report 2004Q3
WEST ALABAMA BANK & TRUST — 2004Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,171,000 | USD | evidence → |
| Total loans | 195,959,000 | USD | evidence → |
| Allowance for loan losses | 2,317,000 | USD | evidence → |
| Securities available for sale | 119,159,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,556,000 | USD | evidence → |
| Interest-bearing deposits | 228,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,757,000 | USD | evidence → |
| Equity capital | 31,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,563,000 | USD | evidence → |
| Interest expense | 5,210,000 | USD | evidence → |
| Net interest income | 8,353,000 | USD | evidence → |
| Noninterest income | 2,484,000 | USD | evidence → |
| Noninterest expense | 6,866,000 | USD | evidence → |
| Provision for loan losses | 680,000 | USD | evidence → |
| Pretax income | 3,431,000 | USD | evidence → |
| Income tax | 454,000 | USD | evidence → |
| Net income | 2,977,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,655,000 | USD | evidence → |
| Total capital | 31,972,000 | USD | evidence → |
| Risk-weighted assets | 223,935,000 | USD | evidence → |