Call report 2004Q1
WEST ALABAMA BANK & TRUST — 2004Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,393,000 | USD | evidence → |
| Total loans | 194,439,000 | USD | evidence → |
| Allowance for loan losses | 2,401,000 | USD | evidence → |
| Securities available for sale | 111,201,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,111,000 | USD | evidence → |
| Interest-bearing deposits | 230,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,545,000 | USD | evidence → |
| Equity capital | 31,315,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,465,000 | USD | evidence → |
| Interest expense | 1,703,000 | USD | evidence → |
| Net interest income | 2,762,000 | USD | evidence → |
| Noninterest income | 911,000 | USD | evidence → |
| Noninterest expense | 2,142,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,429,000 | USD | evidence → |
| Income tax | 283,000 | USD | evidence → |
| Net income | 1,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,380,000 | USD | evidence → |
| Total capital | 30,781,000 | USD | evidence → |
| Risk-weighted assets | 220,248,000 | USD | evidence → |