Call report 2003Q4
WEST ALABAMA BANK & TRUST — 2003Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,171,000 | USD | evidence → |
| Total loans | 192,623,000 | USD | evidence → |
| Allowance for loan losses | 2,440,000 | USD | evidence → |
| Securities available for sale | 115,223,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,451,000 | USD | evidence → |
| Interest-bearing deposits | 229,628,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,823,000 | USD | evidence → |
| Equity capital | 29,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,679,000 | USD | evidence → |
| Interest expense | 7,791,000 | USD | evidence → |
| Net interest income | 10,888,000 | USD | evidence → |
| Noninterest income | 3,179,000 | USD | evidence → |
| Noninterest expense | 8,928,000 | USD | evidence → |
| Provision for loan losses | 1,450,000 | USD | evidence → |
| Pretax income | 4,365,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 3,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,228,000 | USD | evidence → |
| Total capital | 29,668,000 | USD | evidence → |
| Risk-weighted assets | 219,417,000 | USD | evidence → |