Call report 2003Q3
WEST ALABAMA BANK & TRUST — 2003Q3
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 339,115,000 | USD | evidence → |
| Total loans | 188,466,000 | USD | evidence → |
| Allowance for loan losses | 2,414,000 | USD | evidence → |
| Securities available for sale | 120,831,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,022,000 | USD | evidence → |
| Interest-bearing deposits | 236,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,763,000 | USD | evidence → |
| Equity capital | 28,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,221,000 | USD | evidence → |
| Interest expense | 6,012,000 | USD | evidence → |
| Net interest income | 8,209,000 | USD | evidence → |
| Noninterest income | 2,395,000 | USD | evidence → |
| Noninterest expense | 6,289,000 | USD | evidence → |
| Provision for loan losses | 1,225,000 | USD | evidence → |
| Pretax income | 3,759,000 | USD | evidence → |
| Income tax | 780,000 | USD | evidence → |
| Net income | 2,979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,929,000 | USD | evidence → |
| Total capital | 29,343,000 | USD | evidence → |
| Risk-weighted assets | 217,685,000 | USD | evidence → |