Call report 2003Q2
WEST ALABAMA BANK & TRUST — 2003Q2
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,828,000 | USD | evidence → |
| Total loans | 193,786,000 | USD | evidence → |
| Allowance for loan losses | 2,388,000 | USD | evidence → |
| Securities available for sale | 124,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,099,000 | USD | evidence → |
| Interest-bearing deposits | 235,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,792,000 | USD | evidence → |
| Equity capital | 34,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,691,000 | USD | evidence → |
| Interest expense | 4,108,000 | USD | evidence → |
| Net interest income | 5,583,000 | USD | evidence → |
| Noninterest income | 1,605,000 | USD | evidence → |
| Noninterest expense | 4,128,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 2,739,000 | USD | evidence → |
| Income tax | 570,000 | USD | evidence → |
| Net income | 2,169,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,092,000 | USD | evidence → |
| Total capital | 33,480,000 | USD | evidence → |
| Risk-weighted assets | 220,960,000 | USD | evidence → |