Call report 2003Q1
WEST ALABAMA BANK & TRUST — 2003Q1
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,221,000 | USD | evidence → |
| Total loans | 196,222,000 | USD | evidence → |
| Allowance for loan losses | 2,156,000 | USD | evidence → |
| Securities available for sale | 112,364,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,032,000 | USD | evidence → |
| Interest-bearing deposits | 234,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,246,000 | USD | evidence → |
| Equity capital | 33,529,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,939,000 | USD | evidence → |
| Interest expense | 2,093,000 | USD | evidence → |
| Net interest income | 2,846,000 | USD | evidence → |
| Noninterest income | 919,000 | USD | evidence → |
| Noninterest expense | 2,110,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 1,694,000 | USD | evidence → |
| Income tax | 457,000 | USD | evidence → |
| Net income | 1,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,760,000 | USD | evidence → |
| Total capital | 32,916,000 | USD | evidence → |
| Risk-weighted assets | 221,898,000 | USD | evidence → |