Call report 2002Q4
WEST ALABAMA BANK & TRUST — 2002Q4
The 22 measures WEST ALABAMA BANK & TRUST reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,456,000 | USD | evidence → |
| Total loans | 203,398,000 | USD | evidence → |
| Allowance for loan losses | 1,985,000 | USD | evidence → |
| Securities available for sale | 106,881,000 | USD | evidence → |
| Securities held to maturity | 160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,259,000 | USD | evidence → |
| Interest-bearing deposits | 232,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,706,000 | USD | evidence → |
| Equity capital | 32,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,675,000 | USD | evidence → |
| Interest expense | 9,332,000 | USD | evidence → |
| Net interest income | 12,343,000 | USD | evidence → |
| Noninterest income | 2,518,000 | USD | evidence → |
| Noninterest expense | 8,670,000 | USD | evidence → |
| Provision for loan losses | 1,540,000 | USD | evidence → |
| Pretax income | 4,653,000 | USD | evidence → |
| Income tax | 950,000 | USD | evidence → |
| Net income | 3,703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,523,000 | USD | evidence → |
| Total capital | 31,508,000 | USD | evidence → |
| Risk-weighted assets | 227,818,000 | USD | evidence → |