Call report 2025Q3
WESTBURY BANK — 2025Q3
The 22 measures WESTBURY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 805,607,000 | USD | evidence → |
| Total loans | 553,299,000 | USD | evidence → |
| Allowance for loan losses | 6,010,000 | USD | evidence → |
| Securities available for sale | 95,762,000 | USD | evidence → |
| Securities held to maturity | 1,149,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 725,423,000 | USD | evidence → |
| Interest-bearing deposits | 491,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 234,325,000 | USD | evidence → |
| Equity capital | 70,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,447,000 | USD | evidence → |
| Interest expense | 4,421,000 | USD | evidence → |
| Net interest income | 22,026,000 | USD | evidence → |
| Noninterest income | 3,295,000 | USD | evidence → |
| Noninterest expense | 17,851,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,470,000 | USD | evidence → |
| Income tax | 1,383,000 | USD | evidence → |
| Net income | 6,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,126,000 | USD | evidence → |
| Total capital | 84,492,000 | USD | evidence → |
| Risk-weighted assets | 613,298,000 | USD | evidence → |