Call report 2025Q2
WESTBURY BANK — 2025Q2
The 22 measures WESTBURY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 806,117,000 | USD | evidence → |
| Total loans | 581,339,000 | USD | evidence → |
| Allowance for loan losses | 5,995,000 | USD | evidence → |
| Securities available for sale | 96,472,000 | USD | evidence → |
| Securities held to maturity | 1,167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 724,943,000 | USD | evidence → |
| Interest-bearing deposits | 484,520,000 | USD | evidence → |
| Noninterest-bearing deposits | 240,423,000 | USD | evidence → |
| Equity capital | 71,195,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,660,000 | USD | evidence → |
| Interest expense | 2,985,000 | USD | evidence → |
| Net interest income | 14,675,000 | USD | evidence → |
| Noninterest income | 2,132,000 | USD | evidence → |
| Noninterest expense | 11,708,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,099,000 | USD | evidence → |
| Income tax | 949,000 | USD | evidence → |
| Net income | 4,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,190,000 | USD | evidence → |
| Total capital | 86,542,000 | USD | evidence → |
| Risk-weighted assets | 640,597,000 | USD | evidence → |