Call report 2025Q4
WESTBURY BANK — 2025Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 791,728,000 | USD | evidence → |
| Total loans | 549,781,000 | USD | evidence → |
| Allowance for loan losses | 6,017,000 | USD | evidence → |
| Securities available for sale | 96,873,000 | USD | evidence → |
| Securities held to maturity | 649,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 717,040,000 | USD | evidence → |
| Interest-bearing deposits | 463,946,000 | USD | evidence → |
| Noninterest-bearing deposits | 253,094,000 | USD | evidence → |
| Equity capital | 63,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,425,000 | USD | evidence → |
| Interest expense | 5,632,000 | USD | evidence → |
| Net interest income | 29,793,000 | USD | evidence → |
| Noninterest income | 4,518,000 | USD | evidence → |
| Noninterest expense | 24,968,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,343,000 | USD | evidence → |
| Income tax | 1,715,000 | USD | evidence → |
| Net income | 7,628,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,170,000 | USD | evidence → |
| Total capital | 77,544,000 | USD | evidence → |
| Risk-weighted assets | 612,931,000 | USD | evidence → |