Call report 2025Q1
WESTBURY BANK — 2025Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 823,735,000 | USD | evidence → |
| Total loans | 602,282,000 | USD | evidence → |
| Allowance for loan losses | 6,094,000 | USD | evidence → |
| Securities available for sale | 97,491,000 | USD | evidence → |
| Securities held to maturity | 1,370,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 735,871,000 | USD | evidence → |
| Interest-bearing deposits | 490,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 245,083,000 | USD | evidence → |
| Equity capital | 78,571,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,834,000 | USD | evidence → |
| Interest expense | 1,536,000 | USD | evidence → |
| Net interest income | 7,298,000 | USD | evidence → |
| Noninterest income | 1,026,000 | USD | evidence → |
| Noninterest expense | 5,867,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,457,000 | USD | evidence → |
| Income tax | 454,000 | USD | evidence → |
| Net income | 2,003,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,192,000 | USD | evidence → |
| Total capital | 94,643,000 | USD | evidence → |
| Risk-weighted assets | 613,919,000 | USD | evidence → |