Call report 2024Q4
WESTBURY BANK — 2024Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 816,722,000 | USD | evidence → |
| Total loans | 615,586,000 | USD | evidence → |
| Allowance for loan losses | 6,093,000 | USD | evidence → |
| Securities available for sale | 97,840,000 | USD | evidence → |
| Securities held to maturity | 1,371,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 730,952,000 | USD | evidence → |
| Interest-bearing deposits | 487,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 243,126,000 | USD | evidence → |
| Equity capital | 76,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,555,000 | USD | evidence → |
| Interest expense | 7,385,000 | USD | evidence → |
| Net interest income | 28,170,000 | USD | evidence → |
| Noninterest income | 4,648,000 | USD | evidence → |
| Noninterest expense | 22,055,000 | USD | evidence → |
| Provision for loan losses | -70,000 | USD | evidence → |
| Pretax income | 10,071,000 | USD | evidence → |
| Income tax | 1,814,000 | USD | evidence → |
| Net income | 8,257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,466,000 | USD | evidence → |
| Total capital | 93,917,000 | USD | evidence → |
| Risk-weighted assets | 626,857,000 | USD | evidence → |