Call report 2023Q3
WESTBURY BANK — 2023Q3
The 22 measures WESTBURY BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 864,162,000 | USD | evidence → |
| Total loans | 682,427,000 | USD | evidence → |
| Allowance for loan losses | 6,578,000 | USD | evidence → |
| Securities available for sale | 119,983,000 | USD | evidence → |
| Securities held to maturity | 1,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 732,485,000 | USD | evidence → |
| Interest-bearing deposits | 488,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 243,554,000 | USD | evidence → |
| Equity capital | 71,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,115,000 | USD | evidence → |
| Interest expense | 3,451,000 | USD | evidence → |
| Net interest income | 22,664,000 | USD | evidence → |
| Noninterest income | 3,915,000 | USD | evidence → |
| Noninterest expense | 15,926,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,761,000 | USD | evidence → |
| Income tax | 4,142,000 | USD | evidence → |
| Net income | 5,619,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,445,000 | USD | evidence → |
| Total capital | 93,022,000 | USD | evidence → |
| Risk-weighted assets | 695,613,000 | USD | evidence → |