Call report 2023Q4
WESTBURY BANK — 2023Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 853,396,000 | USD | evidence → |
| Total loans | 682,758,000 | USD | evidence → |
| Allowance for loan losses | 6,470,000 | USD | evidence → |
| Securities available for sale | 114,938,000 | USD | evidence → |
| Securities held to maturity | 1,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 724,465,000 | USD | evidence → |
| Interest-bearing deposits | 477,539,000 | USD | evidence → |
| Noninterest-bearing deposits | 246,926,000 | USD | evidence → |
| Equity capital | 75,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,838,000 | USD | evidence → |
| Interest expense | 5,385,000 | USD | evidence → |
| Net interest income | 29,453,000 | USD | evidence → |
| Noninterest income | 5,037,000 | USD | evidence → |
| Noninterest expense | 21,312,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 11,844,000 | USD | evidence → |
| Income tax | 4,441,000 | USD | evidence → |
| Net income | 7,403,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,029,000 | USD | evidence → |
| Total capital | 93,606,000 | USD | evidence → |
| Risk-weighted assets | 692,248,000 | USD | evidence → |