Call report 2023Q2
WESTBURY BANK — 2023Q2
The 22 measures WESTBURY BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 900,171,000 | USD | evidence → |
| Total loans | 688,913,000 | USD | evidence → |
| Allowance for loan losses | 6,576,000 | USD | evidence → |
| Securities available for sale | 131,941,000 | USD | evidence → |
| Securities held to maturity | 1,571,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 760,510,000 | USD | evidence → |
| Interest-bearing deposits | 515,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 245,198,000 | USD | evidence → |
| Equity capital | 73,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,418,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 15,606,000 | USD | evidence → |
| Noninterest income | 2,635,000 | USD | evidence → |
| Noninterest expense | 10,664,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,967,000 | USD | evidence → |
| Income tax | 1,769,000 | USD | evidence → |
| Net income | 5,198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,225,000 | USD | evidence → |
| Total capital | 93,801,000 | USD | evidence → |
| Risk-weighted assets | 695,712,000 | USD | evidence → |