Call report 2023Q1
WESTBURY BANK — 2023Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 909,997,000 | USD | evidence → |
| Total loans | 701,211,000 | USD | evidence → |
| Allowance for loan losses | 9,170,000 | USD | evidence → |
| Securities available for sale | 139,911,000 | USD | evidence → |
| Securities held to maturity | 1,762,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 807,769,000 | USD | evidence → |
| Interest-bearing deposits | 550,161,000 | USD | evidence → |
| Noninterest-bearing deposits | 257,608,000 | USD | evidence → |
| Equity capital | 73,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,664,000 | USD | evidence → |
| Interest expense | 589,000 | USD | evidence → |
| Net interest income | 8,075,000 | USD | evidence → |
| Noninterest income | 1,563,000 | USD | evidence → |
| Noninterest expense | 5,298,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,812,000 | USD | evidence → |
| Income tax | 975,000 | USD | evidence → |
| Net income | 2,837,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,766,000 | USD | evidence → |
| Total capital | 94,936,000 | USD | evidence → |
| Risk-weighted assets | 736,131,000 | USD | evidence → |