Call report 2022Q4
WESTBURY BANK — 2022Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 939,278,000 | USD | evidence → |
| Total loans | 721,492,000 | USD | evidence → |
| Allowance for loan losses | 9,170,000 | USD | evidence → |
| Securities available for sale | 151,164,000 | USD | evidence → |
| Securities held to maturity | 1,762,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 847,808,000 | USD | evidence → |
| Interest-bearing deposits | 585,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 262,537,000 | USD | evidence → |
| Equity capital | 71,664,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,082,000 | USD | evidence → |
| Interest expense | 910,000 | USD | evidence → |
| Net interest income | 29,172,000 | USD | evidence → |
| Noninterest income | 5,156,000 | USD | evidence → |
| Noninterest expense | 21,280,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 12,620,000 | USD | evidence → |
| Income tax | 3,497,000 | USD | evidence → |
| Net income | 9,123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,627,000 | USD | evidence → |
| Total capital | 95,797,000 | USD | evidence → |
| Risk-weighted assets | 746,014,000 | USD | evidence → |