Call report 2012Q4
WESTBURY BANK — 2012Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 523,158,000 | USD | evidence → |
| Total loans | 375,942,000 | USD | evidence → |
| Allowance for loan losses | 5,968,000 | USD | evidence → |
| Securities available for sale | 57,451,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 469,827,000 | USD | evidence → |
| Interest-bearing deposits | 454,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,559,000 | USD | evidence → |
| Equity capital | 47,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,374,000 | USD | evidence → |
| Interest expense | 2,793,000 | USD | evidence → |
| Net interest income | 18,581,000 | USD | evidence → |
| Noninterest income | 9,223,000 | USD | evidence → |
| Noninterest expense | 22,915,000 | USD | evidence → |
| Provision for loan losses | 3,349,000 | USD | evidence → |
| Pretax income | 2,180,000 | USD | evidence → |
| Income tax | 691,000 | USD | evidence → |
| Net income | 1,489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,401,000 | USD | evidence → |
| Total capital | 45,208,000 | USD | evidence → |
| Risk-weighted assets | 383,402,000 | USD | evidence → |