Call report 2013Q1
WESTBURY BANK — 2013Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 583,570,000 | USD | evidence → |
| Total loans | 361,141,000 | USD | evidence → |
| Allowance for loan losses | 5,380,000 | USD | evidence → |
| Securities available for sale | 66,986,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 527,817,000 | USD | evidence → |
| Interest-bearing deposits | 511,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,232,000 | USD | evidence → |
| Equity capital | 48,109,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,696,000 | USD | evidence → |
| Interest expense | 533,000 | USD | evidence → |
| Net interest income | 4,163,000 | USD | evidence → |
| Noninterest income | 2,129,000 | USD | evidence → |
| Noninterest expense | 4,991,000 | USD | evidence → |
| Provision for loan losses | 820,000 | USD | evidence → |
| Pretax income | 494,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,321,000 | USD | evidence → |
| Total capital | 47,174,000 | USD | evidence → |
| Risk-weighted assets | 387,746,000 | USD | evidence → |